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IN AN UNCERTAIN ECONOMIC CLIMATE, DEBT IS A CERTAINTY
We all know how easy it is to get yourself into debt.
You’ve got a mortgage, car payments, medical bills, school fees and you borrowed a little bit extra for life’s luxuries. Before you know it money’s too tight to mention. You can easily find yourself taking out a loan on your bond, or using one credit card to pay of another and taking out a personal loan to keep your creditors at bay. You never planned for the interest rate to go up in such a short period of time. And before you know it you are suppose to pay back more than you earn.
The word ‘debt’ has all these negative connotations, and we all feel pressure to put on a brave face and try and get out of the situation ourselves.
Being over-indebted doesn’t make you a failure.
Debt is not a crime…
Government introduced the National Credit Act to protect and assist over-indebted consumers.
What do you have to lose? Talk to us about your Debt concerns!
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