You are not over-indebted, but you are cutting it close.

Check your budget and cut back on luxuries. Do not incur any further debt. Any unforeseen expenses may cause you to become over – indebted.

If you do become over – indebted, contact us sooner rather than later so that we can restructure your debt.

You are over – indebted.

We can protect you against your creditors and restructure your debt in a way that you can repay your debt in an affordable manner, whilst still having enough money left for your monthly expenses.

Contact us as soon as possible in order to prevent your creditors from taking legal action against you.